Our Company Values
For those who are looking for financial advice, we realize the available options are many and deciding who to work with is a challenging problem. Listed below are our Company Values which we hope will give you a better understanding of how we operate.
- People Matter – We believe that each person is innately valuable and worthy of respect and honor. We believe that relationships matter and that business is relational, top to bottom. People First, Money Second is a priority statement that places people and relationships ahead of financial matters.
- Integrity Matters – We believe that integrity and truth matter. We believe we need to conduct our business in such a way that we are above reproach. We believe suitability and ethical practices come from placing a high value on other people and their needs before our own.
- Communication Matters – We believe that communication with our client partners builds and maintains the trust that is necessary for business relationships to reach their full potential. We believe that our client partners deserve the type of communication that is frequent, timely, truthful, & relevant.
- Service Matters – We believe that good service is practical and that great service is necessary in the pursuit of business excellence. We will pursue perfection and in so doing “catch a little excellence along the way.” (Vince Lombardi)

David Torres
President, Torres Capital Management
David Torres has been an independent financial professional for 25 years. He specializes in life insurance, tax free retirement, long-term care, and mortgage protection. David started Torres Capital Management with the desire to offer clients a peaceful experience while working with a financial advisor, providing clients with personalized insurance coverage that fits their needs and budget. He designs customized retirement plans with a focus of long term protection incorporating insurance advice to ensure the clients feel comfortable and educated.
David’s main goal is to offer proven strategies to protect his clients income, both tax free and guaranteed, in addition to assisting in eliminating stock market volatility while protecting their portfolio from recession. Over the past 25 years he has managed to help clients identify and achieve their financial retirement goals, grow their income and successfully protect their assets.
David has received the Top Producer Award in 2022 and 2020 and reached Hall of Fame in 2021. He is married with two daughters and enjoys many outdoor activities such as, golfing, skiing, hiking, and mountain biking.
Plan For Your Future
There is no one “best place” to put your retirement money because each individual and couple has unique requirements, different tolerances for risk, and need their money at different times. Likewise, there is no one place to keep your money that fits everyone for exactly the same reasons. Your unique circumstances must be taken into consideration if you seek to find the “most favorable place” for your retirement money. This is where we can be of service.